Getting the right home insurance can be pretty hard, so you will find here 5 tips to help you:

1. Take inventory (take pictures of rooms and note all the furnishings and possessions)

2. Understand the lingo (you will likely have chosen a cash value policy, which means that any settlement you get for damaged furniture, clothes and other household goods will be depreciated for wear and tear)

3. Beat inflation (Do not forget about inflation)

4. Protect your valuables (If you have expensive or rare items, get them appraised and look into a separate floater policy)

5. Get flood insurance