Home Insurance
Home Insurance and Life Insurance Monitor. A place to find good information.
Sunday, October 15, 2006
Dianne Locke from Herefordshire , claimed that a large number of china items and pieces of jewellery had been stolen from her house (value £25,000) in a burglary before it emerged that she herself had faked the incident.

Locke pleaded guilty to trying to claim money on her home insurance through deception two months ago and has now been sentenced to a 12-month suspended sentence and 150 days unpaid community service.

The news follows a police crackdown on bogus home insurance claims in Croydon, with police having made more than 70 arrests for the offence since January.
In UK 14 people have been arrested following a series of stately home burglaries which could cost home insurance providers millions of pounds.
"Detectives have investigated over £30 million worth of crime over a 21-month period"
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The crimes being investigated include some of the highest profile and highest value burglaries this country has ever seen."
Arrests were made in : Oxfordshire, Worcestershire and Gloucestershire.
Monday, October 09, 2006
Losing a child is an unthinkable tragedy. As a result, many insurance companies offer life insurance policies for children.

In general, children do not need life insurance. Since children typically don't have either income or dependents, life insurance policies for them are usually not necessary. There are a few unfortunately exceptions such as funeral arrangements can cost thousands of dollars, and if you don't have the money to cover that expense, life insurance can be useful. Consider buying a small term policy just to cover burial and funeral expenses.

Buying insurance for a child ensures the child's insurability later on in life ( For example: your child develops a long-term illness such as diabetes, getting her insured will be difficult. But if your child already has coverage, you can retain the policy).

To really safeguard your children's future, invest in a college fund and make sure that you are insured.